I recently started using Xoom to transfer money to myself from my US bank account to my UK bank account. Its a much more convenient, simple, and less expensive alternative to withdrawing money from an ATM and depositing in my UK account, and vastly cheaper than a wire transfer. Its also possible to transfer the exact amount I want, rather than being limited by the bank notes available in an ATM. Ive used it twice so far and its worked perfectly. Im really glad to have found a better way to do this, and right on my phone. And as someone whos used PayPal for many years, Xooms association with that company gives me an added level of confidence. Highly recommended.